Đăng ngày:
HSBC Cash Back Credit Card | HSBC VN From 27 November 2024, the new versions of our app will no longer work on older versions of operating systems on Android and Apple devices. To continue to enjoy the latest features on your HSBC Vietnam app, please update your device's operating system to aOS 9 or iOS 15.0 or above. Skip page header and navigation Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Earn cashback on supermarket, education and healthcare spending. Apply For A Credit Card Online Save on your daily expenses with attractive cashback offers from the HSBC Cash Back Credit Card. New HSBC customer applying as a primary cardholder? Save VND800,000 as we'll waive the issuance fee for your first year. Plus, you'll get VND2 million in cashback. Apply now Apply online for HSBC Visa Platinum Cash Back Credit Card Get up to 8% cashback on daily spending At supermarkets and grocery stores Get up to 8% cashback on your daily spending at supermarkets and grocery stores. Enjoy your life to the fullest with an unlimited 1% cashback on your healthcare spending. Build up a brighter future with an unlimited 1% cashback on your education spending. Boost it up with an unlimited 0.3% cashback on all other domestic and overseas spending. HSBC Cash Back Credit Card perks and privileges Cashback at supermarkets and grocery stores Save more on your everyday spending. Up to 8% cashback at supermarkets and grocery stores, capped at VND200,000 a month 1 Cashback applies to every in-store and online transaction at supermarkets and grocery stores with the listed merchant categorycodes1 Cashback on healthcare and education spending Build a better future together with your loved ones with HSBC Cash Back Credit Card. Unlimited 1% cashback on all healthcare and education spending1 Cashback applies to all in-store and online transactions at the points of sales with the listed merchant category codes 1 More cashback on all other spending Get your other day-to-day needs fulfilled, and get unlimited cashback on all other spending. Earn an unlimited 0.3% cashback on all other spending Shop to your heart's content with deals of up to 50% at hundreds of our partners, every day Explore all daily card offers This link will open in a new window With our exclusive dining programme and curated offers with Visa Concierge - seeVisa Concierge website Interest-free period of up to 55 days. Turn purchases into monthly instalments That can be paid over up to 36 months, with Spend Instalment on the HSBC Vietnam app. Split big purchases – no interest At our partner merchants with an Instalment Plan, no interest for up to 24 months. With our homeAway offers, daily deals, and member-get-member offers. To apply for an HSBC Cash Back Credit Card, you'll need to: Have a minimum monthly income transferred from a company account – VND9 million if you're a salaried Vietnamese citizen; or VND40 million if you're a self-employed Vietnamese citizen, a salaried foreigner or a business owner who's also a Vietnamese citizen Be working and residing in the following cities or provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong Have permission to reside in Vietnam for at least 12 consecutive months from the time of application if you're a foreigner staying in Vietnam You'll need to submit the following information to apply for this credit card: A completed credit card application form Identification documents for the primary cardholder and any supplementary cardholders Employment and income documents for the primary cardholder You can learn more about what you need to submit from our list of required documents . Important information and documents HSBC Cashback Credit Card terms and conditions HSBC Cash Back Credit Card welcome offer terms and conditions Credit card cardholder agreement How to protect your credit card How we calculate your finance charge Tips on using your credit card The following table shows a summary of some of the fees and charges for this credit card. For the full and most up-to-date details, please refer to our personal banking tariffs guide . Includes all of the following amounts: - 5% of the statement balance, less any instalment repayment amounts, minimum VND50,000 and - any instalment repayment amounts - the greater of the overdue amount or over-limit amount 36% per year, or no charge if no cash advance has been used and the full statement balance was paid by the due date of each statement. Please note that the finance charge may change from time to time per local regulatory requirements. Administrative fee for overseas transactions 3.5% of the transaction amount The following table shows a summary of some of the fees and charges for this credit card. For the full and most up-to-date details, please refer to our personal banking tariffs guide . Includes all of the following amounts: - 5% of the statement balance, less any instalment repayment amounts, minimum VND50,000 and - any instalment repayment amounts - the greater of the overdue amount or over-limit amount 36% per year, or no charge if no cash advance has been used and the full statement balance was paid by the due date of each statement. Please note that the finance charge may change from time to time per local regulatory requirements. Administrative fee for overseas transactions 3.5% of the transaction amount The following table shows a summary of limits that you should keep in mind with your credit card. 5 years since issuance date, subject to terms and conditions mentioned inCredit Card Cardholder Agreement . From VND15 million to VND1 billion Up to 100% of the credit limit Up to 30% of the credit limit, capped at VND100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: Domestic: VND16 million per transaction Overseas: VND16 million per transaction or VND30 million per day Up to 2 supplementary cards for direct relatives of the primary cardholder The following table shows a summary of limits that you should keep in mind with your credit card. 5 years since issuance date, subject to terms and conditions mentioned inCredit Card Cardholder Agreement . From VND15 million to VND1 billion Up to 100% of the credit limit Up to 30% of the credit limit, capped at VND100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: Domestic: VND16 million per transaction Overseas: VND16 million per transaction or VND30 million per day Up to 2 supplementary cards for direct relatives of the primary cardholder Your overseas cash withdrawal limit is subject to State Bank of Vietnam regulations You can apply for a supplementary card for your spouse or family member. But your credit limit won't increase. Instead, the total credit limit will be shared across both the supplementary cards and the primary card Apply online in just a few steps and enjoy our latest welcome offer. Apply online for HSBC Visa Platinum Cash Back Credit Card This link will open in a new window Before you apply, please make sure you read all the information in the 'Things you need to know' section. Your mobile device must have a camera for the identity verification process. Please be ready with a supported mobile device for a better experience. If you experience a disconnection due to poor image quality, please switch to another supported mobile device and re-process the application. What steps should I follow to apply for this credit card online? Here's how to apply for an HSBC Cash Back Credit Card online. Enter your details and we'll send you a security code by SMS. Enter the security code when prompted. Follow the instructions on the screen to continue your application. Get the required documents ready, and upload them. Submit your completed application. We'll process your application within the next 1 to 2 working days. When should I credit my salary into my HSBC account so I can get the extra 2% cashback? To enjoy the additional 2% cashback, your salary must be credited to your HSBC account between the first and last day of the first month . That is, the first month that you hold the HSBC Cash Back Credit Card. The offer will be applied from the seventh working day of the following month onwards. You can then enjoy the offer for specified purchase categories. And you can continue to enjoy it for as long as your salary is credited to your HSBC account. Please note that your salary will be counted, per our prevailing policy. Here are a few illustrative scenarios on how this offer works. Your salary is credited to your HSBC account in August 2024. Therefore, 12 September 2024 is the seventh working day of the next month . Hence, for Supermarket and Grocery Stores purchases, you’ll get: 6% cashback before 12 September 2024 8% cashback from 12 September 2024 to 8 October 2024 You’ll continue to enjoy 8% cashback for supermarket and grocery store purchases as long as your salary is credited to your HSBC account in the following months. Your salary is credited to HSBC account in September 2024. Therefore, 9 October 2024 is the seventh working day of the next month. Hence, for supermarket and grocery store purchases, you’ll get: 6% cashback before 9 October 2024 8% cashback from 9 October to 8 November 2024 If your salary is not credited to your HSBC account in November 2024, you’ll only enjoy 8% cashback until 10 December 2024. From 11 December 2024, you’ll have the standard 6% cashback rate. Your salary is credited to your HSBC account in January 2025. Therefore, 11 February 2025 is the seventh working day of the next month with the assumption that the Tet holiday would be from 25 January 2025 to 2 February 2025. Hence, for supermarket and grocery store purchases, you’ll get: 6% cashback before 11 February 2025 8% cashback from 11 February 2025 to 10 March 2025 You’ll enjoy 8% cashback for supermarket and grocery store purchases as long as your salary is credited to your HSBC account in the following months. When will the cashback be credited to my credit card account? We'll credit the cashback to your card automatically. We’ll do this 2 working days after the statement date on your credit card statement. The amount credited will be shown in your credit card transaction details as 'Cashback credited'. You can find its details in HSBC Online Banking, the HSBC Vietnam app, or on your next credit card statement. When might I forfeit all the cashback I've earned on my credit card? You'll forfeit all the cashback you've earned on your credit card: If you close your credit card account or if we close your credit card account When your credit card is terminated If we suspect, believe or otherwise know that there has been fraud or abuse in earning cashback with your credit card If you breach any of the terms and conditions in the HSBC Credit Card Cardholder's Agreement Can I use the cashback on my credit card to offset my credit card repayments? Yes, you can use the cashback you've earned to offset any: Retail purchase transactions that are posted on our systems, but not billed in your credit card statement yet Future retail purchase transactions Negative cashback amounts, which may happen when a transaction has been reversed Please note that cashback cannot be transferred, withdrawn as cash, or used to pay any credit card statement generated before the cashback was credited You might also be interested in How to activate your HSBC credit card It's quick and easy to activate your card using the HSBC Vietnam app. Spread the love – share and enjoy the same privileges, conveniences and rewards with your loved ones. Member-get-member offer This link will open in a new window Refer a friend or family member and get up to VND5 million in cash rewards. Spend Instalment on HSBC Vietnam app Convert your credit card purchases into flexible monthly instalments. 1For details, please refer to theHSBC Cash Back Credit Card terms and conditions . 2Special issuance fee and annual fee offers apply for customers whose monthly salary is credited to an HSBC account. Please refer to the 'HSBC payroll offers' section in our bank tariffs . Write, call or send us a message Visit us at your nearest branch Find answers to your queries or contact us for further help Careers, media, investor and corporate information HSBC Group | © Copyright HSBC Bank Group 2002-2025 All rights reserved This website is designed for use in Vietnam. Cross-border disclosure